An Open Letter to New Readers | p. 1 |
Introduction: Would You Rather Be Sexy or Rich? | p. 6 |
Why do people gain weight after college? The similarities between money and food | |
Counterintuitive but true: We need less personal-finance information | |
Common excuses for not managing money | |
You're not a victim-you're in control | |
Stop debating minutiae and focus on the Big Wins | |
The key messages of I Will Teach You to Be Rich | |
"Rich" isn't just about money: What does it mean to you? | |
Optimize Your Credit Cards | p. 23 |
How to beat the credit card companies at their own game | |
Why Indian people love negotiating | |
Stop being intimidated by your credit cards | |
Picking the best card for airline miles, cash back, and rewards | |
The six commandments of credit cards | |
How to negotiate with your credit card company to get fees waived and receive lower rates | |
Secret perks your card offers | |
Why you should always buy electronics, travel, and furniture on your credit card | |
What not to do with your cards | |
The burden of student loans | |
When credit cards go bad | |
Five steps to getting rid of debt | |
Week One: Action Steps | |
Beat the Banks | p. 69 |
Open high-interest, low-hassle accounts and negotiate fees like an Indian | |
How banks rake it in | |
The bank accounts I use | |
Why you really need a separate savings account | |
Opening high-interest, no-fee accounts | |
Why people stick with terrible bank accounts | |
Five marketing tactics banks use to trick you | |
Negotiate out of fees with your current bank (use my script) | |
Week Two: Action Steps | |
Get Ready to Invest | p. 94 |
Open your 401(k) and Roth IRA-even with just $50 | |
Start investing, step by step | |
Why your friends are scared of investing | |
Investing is the single most effective way to get rich | |
Where should your money go? Introducing the ladder of personal finance | |
Mastering your 401(k) | |
Crush your debt | |
The beauty of Roth IRAs | |
What about robo-advisors? | |
The exact account I use | |
Feed your investment account | |
HSAs | |
Beyond retirement accounts | |
Week Three: Action Steps | |
Conscious Spending | p. 126 |
How to save hundreds per month (and still buy what you love) | |
How to spend extravagantly on the things you love and cut costs mercilessly on the things you don't-without making an annoying budget | |
The difference between cheap people and conscious spenders | |
How my friend spends $21,000 per year going out-guilt-free | |
Using psychology against yourself to save | |
The four buckets: fixed costs, savings, investments, and guilt-free spending money | |
The envelope system for not overspending | |
What if you don't make enough money to save? | |
How to make more money | |
Handling unexpected expenses | |
Week Four: Action Steps | |
Save While Sleeping | p. 167 |
Making your accounts work together-automatically | |
The power of defaults | |
How to spend only 90 minutes a month managing your money | |
Ways to use psychology to help you save money | |
Create your automatic money flow | |
Using your automated finances to fuel your rich life | |
Week Five: Action Steps | |
The Myth of Financial Expertise | p. 188 |
Why professional wine tasters and stock pickers are clueless-and how you can beat them | |
Who should you trust? | |
Experts can't guess where the market is going | |
How experts hide poor performance | |
You don't need a financial adviser | |
Behind the scenes: When two wealth managers tried to recruit me | |
Active vs. passive management | |
Investing Isn't Only for Rich People | p. 212 |
Spend the afternoon picking a simple portfolio that will make you rich | |
The beauty of automatic investing | |
Asset allocation: more important than the "best stock of the year!" | |
Retiring in your 30s or 40s: The FIRE movement | |
Convenience or control? You choose | |
The many flavors of stocks and bonds | |
Creating your own portfolio: How to handpick your investments | |
Investing the easy way: target-date funds | |
Feeding your 401(k) and IRA | |
The Swensen model of asset allocation | |
Insane crypto "investments" | |
Week Six: Action Steps | |
How to Maintain and Grow Your System | p. 260 |
You've done the hard work: Here's how to maintain (and optimize) your financial infrastructure | |
Feed your system-the more you put in, the more you'll get out | |
Ignore the noise | |
The tricky part of managing your own portfolio: rebalancing your investments | |
Nutty beliefs about taxes | |
When to sell | |
For high achievers: a ten-year plan | |
Giving back-an important part of being rich | |
A Rich Life | p. 282 |
The finances of relationships, weddings, buying a car, and your first house | |
Student loans-Pay them down or invest? | |
How to help parents who are in debt | |
The big conversation: talking about money with your significant other | |
Should you sign a prenup? | |
Why we're all hypocrites about our weddings (and how to pay for yours) | |
Negotiating your salary, I Will Teach You to Be Rich style | |
The smart person's guide to buying a car | |
The biggest big-ticket item of all: a house | |
The benefits of renting | |
Is real estate really a good investment? | |
Planning for future purchases | |
Your Rich Life: Going beyond the day to day | |
Acknowledgments | p. 335 |
Index | p. 336 |
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